Why You Should Buy Travel Insurance Early

Why You Should Buy Travel Insurance Early

What must you know when you apply for travel insurance? Must you apply early? Here is useful information you should read before applying.

Why should I activate my travel insurance early?

Insurance
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If something comes up and you’re unable to proceed with your original plans, your travel insurance policy will cover all flight or trip cancellations and postponements.

However, claiming these benefits include a waiting period of about 7 days. This means that your travel insurance policy needs to have been issued to you 7 days prior to your travel for you to enjoy the protection privileges. If you activate your insurance too late, you will miss out on these benefits!

Also Read: 3 Reasons to Say “Yes” to Travel Insurance

Furthermore, since your premium on the travel insurance costs the same regardless of the time you activate it, you actually incur a loss for every day of delay in activating your insurance plan.

Hence, do not wait and activate your travel insurance as early as possible!

How to file a travel insurance claim

Insurance
Image credits: United States Marine Corps

To file a claim under your travel insurance, you are required to fill up a Travel Insurance Claims Form that can usually be downloaded off the company’s website. Along with this, you will need a copy of the policy or the certificate of insurance to be mailed to the address of the company. You will also need to attach these supporting documents in the following manner:

Also Read: Travel Insurance Simplified – Know What Your Travel Plan Really Covers

1. Medical Bills
2. Item Receipts
3. A police report number

If you have any enquiries about the claims procedures, feel free to make a call to the company’s service hotline.

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TripZilla inspires travel with guides, tips and stories by our community of travellers in and around Southeast Asia.

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