Get a Travel Insurance that Covers These 4 Essentials

Get a Travel Insurance that Covers These 4 Essentials

Better to be safe than sorry!

“DID YOU BUY TRAVEL INSURANCE?! “ – Ah, the question that we all hear oh-so-often every time we’re about to go on a trip. The question might be endearingly annoying, but travel insurance truly is essential.

We’re certain that many of us have questions regarding travel insurance. Are we covered if our trip gets disrupted? What happens if we need a doctor to review our pre-existing medical condition while you’re overseas? However, the sad truth is: most travel insurances won’t cover any medical  expenses that are the result of a pre-existing condition. Yeah, I know right?!

Before you go into a full-blown panic, don’t worry! Income (NTUC Income) is the only insurer that has Travel Insurance plans to cover pre-existing medical conditions. On top of that, they have recently launched new Enhanced PreX Travel Insurance plans to better protect travellers like you while you embark on your travel adventures.

Handy, isn’t it? Aside from that, you’ll be covered for all other benefits not relating to pre-existing medical conditions! Let’s take a look at some pointers that the Enhanced PreX plans readily cover but you might not have known about.

1. When the public transport that you’ve booked has been delayed or overbooked

Image credit: Frank_am_Main

Sometimes you might be unfortunate enough to be the victim of carelessness on the booking agent’s part. You might have paid for a booking on a bus or train only to find out that they don’t actually have a place for you. The worst thing? They don’t try to help you find an alternative. We know, it’s the bane of any traveller’s life! Not to worry, because you can claim for any delay that you might encounter from this – and feel a small sense of vindication in the process.

2. When you fall sick overseas and you want to fly out a loved one to visit you 

Image credit: islandjoe

Say that you fall so sick to the point that you can’t fly back home and have to stay in the hospital for a week – and even worse, you’re stranded all alone in this strange foreign country. Travel insurance to the rescue once again! They can pay for any costs that your family members might incur as they fly over to visit you when you are grounded in the hospital for at least 3 days. That means that their travel expenses and accommodation costs are all covered – and yes, this will be for as long as you need to recover! Why, your travel insurance is on the fast track to becoming your best friend.

3. When your travel agent(s) becomes insolvent  

Image credit: shuets_udono

What happens when your travel agent becomes insolvent before your holiday starts and you have paid the package in full? Fret not as long as you ensure that your Travel Insurance covers you for the amount that you have paid for transport and accommodation.

Bonus tip: Be sure to check if your policy covers both NATAS and non-NATAS registered agencies so that you can enjoy greater flexibility in choosing your travel agency.

4. When you need to claim medical expenses for your pre-existing medical conditions

Image credit: istockphoto

Many of us might already have a medical condition, which is worrying enough. And the sad reality is, there are many Travel Insurance companies that don’t cover pre-existing medical conditions, so you have to be careful! What if your pre-existing medical condition, such as high blood pressure for example, acts up before your trip and you have to postpone your trip? Or your child suffers an asthma attack and you have to seek medical help while overseas?

Let me tell you – you don’t deserve any of that worry. In fact, none of you do! Let me present you with just the thing you can opt for so that you can travel with peace of mind.

[LAUNCH ALERT] Income’s Enhanced PreX Plans

Worried that your pre-existing condition will hinder you from getting the claim you need? Not to worry! Income is the only insurer in Singapore that provides coverage for pre-existing medical conditions.

Image credit: Income

Secure your travel adventures with the new Enhanced PreX plans that provide even better coverage – and yes, this is open for folks both your and old!

Bonus tip: For greater savings, opt for Family cover as it provides coverage for your family with an unlimited number of children insured.

Hurry, get covered for your next upcoming trip! Signing up online is absolutely hassle-free – get it over HERE now!

Okay admit it, aren’t you convinced how essential travel insurance is?! The scope of coverage is whoaaaaa! Don’t hop on that flight without getting one – it’s better to be safe than sorry. You’re welcome!


Brought to you by Income.

About Author

Farzana Fattah
Farzana Fattah

Farzana is a student at Singapore Management University who’s currently wondering what on earth she’s doing with her life. When not nerding out over the latest superhero movie or scrolling through memes on Tumblr, she is almost definitely researching random places across the globe and daydreaming about the next holiday destination. She is inspired by the variety of cultures in the world and hopes to travel to at least fifty countries in her lifetime to experience most of them.

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